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Phypers, Charles J.; insurance; born, Cleveland, Oct. 22, 1874; son of George S. and Catherine E. Barker Phypers; common school education in Cleveland; married, Cleveland, June 21, 1905, Harriet B. Wood; issue, one son began work at 14 years, as postal messenger boy; office at 15, with L. S. & M. S.; office position at 17, with Sherwin-Williams Co.; when 23, entered insurance office of Fred P. Thomas Co.; in 1900, with brother, George W., formed the Phypers Pros. Co., insurance; in 3913, consolidated with Neale Bros. Co., as the Neale-Phypers Co.; treas. Neale-Phypers Co.