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J. W. GARMAN. This gentleman, who is the most efficient cashier of the Citizen’s Bank of Willow Springs, Howell County, Missouri, is a native of Summit County, Ohio, born in the city of Akron, June 30, 1858.
His father, Daniel K. Garnan, was a native of the Keystone State, but died in Summit County, Ohio, about 1888. He was a contractor by occupation. Our subject was one of nine children, and four of his brothers are farmers in the Buckeye State.
J. W. Garman passed his early life in Akron, and attended the schools both at Smithville in Wayne County, and at North Springfield, Ohio. In 1884 he branched out for himself and was in a drug store for some time. Later he took up the study of medicine, and attended the Missouri Medical College at St. Louis, taking nearly a two-years’ course in that institution. He had engaged in the drug business before starting for college, and after finishing his education he took the agency for the Waters Pierce Oil Company, and located at Willow Springs. He acted as the agent for this company for seven years, or up to 1892, and then helped to establish the Citizens’ Bank in October of that year, with a capital stock of $1o,000. The officers are: H.J. Rowe, president; J. J. Angersbach, vice-president; and J. W. Garman, cashier. The bank has been doing a good business, and the average deposit is $40,000. The directors in this bank are business men of Willow Springs. The bank has been a paying investment, and the business has been in charge of Mr. Garman since the incorporation. Mr. Garman is a member of the Masonic Lodge No. 536, Willow Springs, and a member of the K. of P., a charter member of Lodge No. 156, and also the I. O. O. F. of this county. In politics he is a Republican, and has ever been active in public matters. He has held office in the city council, and is a man who has the confidence and respect of all. Mr. Garman is a member of the Home Building and Improvement Company, of Willow Springs, the same having a capital stock of $20o,000 invested in business houses, and it is doing a great deal to improve the city. Our subject has many interests in his section of the country, and is one of the best business men in Willow Springs. Always active in all public matters, no worthy movement is allowed to fail for want of support on his part. He has a fine residence on Center Street, and owns more property in the town. He also has an interest in 1,000 acres in Howell County. Mr. Garman is a self-made man, and all his accumulations are the result of earnest industry and good management on his part. He owns a farm and other interests in Kansas. Mr. Garman was married in Missouri to Miss Rose E. Coughlin, of Kansas, and two daughters have been born to them: Norma and Zoe.