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Theodore Ephraim, son of Jonathan (2) and Orpha (Chapin) Hart, was born December 22, 1802. For some years he was a merchant in Harford, Cortlandt county, New York, having also large dairy interests there. About 1838 he removed to Canandaigua, because of the superior educational advantages there offered, and was engaged in mercantile business for about fourteen years. He then, 1852, founded the Bank of Canandaigua, which became a very prosperous institution, and from which he retired in 1863. Mr. Hart married, January It, 1826, Eliza Collins, (see Collins line forward). Children: Samuel Collins, see elsewhere; Adeline Eliza, deceased; Theodore Henry, deceased, married Caroline Say Stone, of Philadelphia, their son, Theodore Henry, born August II, 1860, in Philadelphia, resides there and is a wholesale tobacconist; Caroline Maria, deceased; Samantha, deceased.